Insurance Claims for Specialty Illnesses & Conditions
We regularly assist Australians with claims related to a wide range of physical, mental, neurological, and autoimmune conditions. If your condition is not listed, you can still claim.
98.4% success rate
500+ clients assisted
$100M+ recovered
Who Is Eligible ?
What Conditions Can I Claim For?
You can lodge an insurance claim for virtually any medical condition — physical or mental — that affects your ability to work. Your claim is assessed based on the impact of your condition, not a fixed list. Below are conditions we regularly support, but if your condition is not listed, contact us for a free assessment.
The 3 Stages of Approval
Neurological & Movement
Paralysis, Parkinson’s Disease, Motor Neurone Disease, Multiple Sclerosis, Poliomyelitis, Muscular Dystrophy, Amyotrophic Lateral Sclerosis (ALS)
Mental Health
Alzheimer’s Disease, Dementia, Schizophrenia, Bipolar Affective Disorder, Major Depressive Disorder (MDD), Anxiety Disorder, OCD, Aphasia, Substance Use Disorders
Autoimmune & Other
Rheumatoid Arthritis, Scleroderma, Graves’ Disease, Inflammatory Bowel Disease, Systemic Lupus Erythematosus, Chronic Inflammatory Demyelinating Polyneuropathy, Guillain-Barré Syndrome, Type 1 Diabetes
Why Specialist Conditions Need Expert Claims Handling
Complex conditions require carefully structured medical evidence. Insurers assess claims based on how your condition affects your functional capacity — not just the diagnosis itself. We use our HearMe platform to capture detailed medical evidence from your doctors in the format insurers require, ensuring nothing is lost in translation between your medical reality and the insurer’s assessment criteria.
Q. What if my condition is not on this list?
You can still claim. This list represents conditions we commonly handle, but insurance claims can be made for any medical condition that affects your ability to work. Contact us for a free assessment.
Q. Can I claim for a mental health condition?
Yes. Mental health conditions including depression, anxiety, PTSD, bipolar disorder, and others are all claimable under TPD and income protection policies. We have extensive experience supporting mental health claims
Q. Do I need a specialist diagnosis?
Not always, but specialist evidence strengthens your claim significantly. We coordinate with your treating doctors and, where needed, recommend appropriate specialists to support your application.
This guide was reviewed for medical and insurance accuracy by ClaimRight Advocacy Team.
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