Medical Retirement Claims for Government & Public Sector
Expert advocacy for PSS, CSS, Military Super, and State Super members. We ensure you receive the correct classification and lifetime pension benefits.
98.4% success rate
500+ clients assisted
$100M+ recovered
Who Is Eligible?
What is Medical Retirement?
Medical retirement is a financial safety net for employees who cannot work due to injury or illness. Unlike a standard resignation, it provides access to lump-sum insurance payouts or lifetime pensions through your superannuation or employer scheme. Government and public sector employees often have specific entitlements under defined benefit funds such as PSS, CSS, and MilitarySuper.
The 3 Stages of Approval
1. Specialist Evidence Gathering
We work with your treating doctors and specialists to build strong supporting medical evidence.
2. Insurer & Trustee Assessment
We manage all communications with your super fund trustee and employer on your behalf.
3. Maximum Payout Strategy
We structure tax-effective outcomes and coordinate with financial advisers for long-term planning.
Why You Need Medical Retirement Advocacy
Medical retirement is a major life decision with significant personal, legal, and financial impacts. We provide clear, tailored advice on the criteria and steps required, help interpret your entitlements under superannuation and insurance policies, coordinate directly with your employer on exit processes, and manage all insurer and trustee communications to achieve a fair and timely outcome. We also collaborate with Health & Finance Integrated for holistic financial advice.
Q. What’s the difference between medical retirement and TPD?
Medical retirement is a formal process through your employer recognising you can no longer perform your role. TPD is an insurance claim through your super fund. In many cases, you can pursue both simultaneously to maximise your entitlements.
Q. How is medical retirement decided?
Your employer or super fund trustee assesses medical evidence from your treating doctors. They determine whether your condition permanently prevents you from performing your role. We ensure the evidence presented is structured to support your claim.
Q. Do I need to visit an office?
No. We manage the entire process remotely. All consultations, document gathering, and insurer communications are handled via phone, email, and our secure HearMe platform.
This guide was reviewed for medical and insurance accuracy by ClaimRight Advocacy Team.
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